How Can You Save Your Money In 2020

Photo: Getty Images/Prakasit Khuansuwan/ EyeEm

So if you're really trying hard to save money in 2020, these tips might really help you open your eyes.

  • Rank your expenses. List out your monthly expenses intoneed, wants, and treat yo’self.Your needs are things like housing and transportation, your wants are things like retirement savings, and your treat yo’selves are your Netflix, cocktails, fancy tacos, and more.
  • Challenge every expense. Now that you’ve got your list, really think about each thing you’re spending on. Could you pay less on this somehow? Maybe it’s time to find some cheaper car insurance, or look find a cheaper option for other things.Looking at youpricey gym membershipthat you thought would motivate you to go, but you’re basically just donating.
  • Make some cuts. Could you maybe just cut down to one streaming service instead of five? MakeMarie Kondoproud and get rid of anything you aren’t using. And don’t forget to shrink your food budget. In the words of your Mother “there’s food at home!”
  • Rein in impulse purchases. You might have to treat this one like you’re kicking a nasty drug habit. It’s just too easy to spend online, so you’ll have to make it harder. Limit your social media time, take your credit card off of your favorite online store, and stop watching the things that are triggering you tobuy buy buy.
  • Go on a cash diet. Give your credit cards a rest somewhere and switch to debit for the rest of the month. You shouldn’t be buying anything with a credit card that you can’t pay off in full the next month anyway. That’s literally“how they get you.”

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